You are probably wondering what a Debtors Assembly is? A cornerstone of debtor organizing is talking about debt. We spend our whole lives being told its taboo to talk about money–our finances, our wages, and especially our debts. We’re taught that if we’re having trouble financially it’s our fault, that we should be ashamed, that we’ve failed somehow. But the reality is that our economic system is designed to keep us in debt by turning the things we need to survive and live with dignity into commodities for profit. This includes our healthcare, housing, education, and other basic needs like food, water, heat, transportation and so on.
These assemblies are a chance for us to start talking with each other about our debts. When we do that we can start to let go of some of the shame we carry with us–and that’s the first step in unlocking our collective power to change the systems that exploit us.
Join us as we organize and share knowledge with one another!
This event is co-hosted by the Debt Collective and Westside Monroe County Indivisible
We know that there are 45 million student debtors in this country with the fastest growing demographic those who are at or near retirement age. Our debt stories have power and through them we can shift the narrative of who holds this debt and why. This student debt story form is for those at or near retirement age (50 and older).
This survey is voluntary. We’re excited to hear your story! We hope you will answer as many questions as you can, but it is OK to skip a question if you do not want to answer it. There are no wrong answers.
Your personal information will not be shared with any third parties and no one but the Debt Collective will be able to connect your name or contact information to your answers. If we think that connecting you with experts, policymakers, or lawyers could help, we will reach out to you for permission before we share your information.
This May Day, Debt Collective is taking it to the streets.
Over the last three months, we’ve seen unprecedented attacks on working people and the very fabric of our civil society – mass firings of federal workers, budgets gutted, crucial regulatory frameworks dismantled, horrifying attacks on the civil rights of our migrant neighbors, imperialist bloviating by the president from Greenland to Gaza…the list could go on.
But something else is happening too. Across the country – from fruit fields in California to classrooms in Chicago, from kitchens in Queens to loading docks in Atlanta – working people are rising up to fight back.
And on THURSDAY, MAY 1 – international workers’ day – we’re hitting the streets in hundreds of cities across the country to make it extremely clear: we refuse to accept a society that forces us into debt for our healthcare, housing, and education; that asks us to accept the deportation of our neighbors as the norm; that allows our labor to be exploited to line the pockets of the ultra rich. Not on our watch.
Can we count on you to join us? Here’s how:
Complete the MAY DAY ACTION PLEDGE FORM below⬇️ (we’ll share a toolkit and some other resources with you this weekend!)
Extreme right-wing judges continue to cause chaos by shutting down Biden’s SAVE repayment plan, thrusting millions of student debtors into crisis. So much so that now the Biden administration is placing nearly 8 million student debtors in the SAVE plan into a payment pause. The solution to ease confusion and protect borrowers’ financial well-being is to pause all federal student loan payments. The latest court ruling on the SAVE plan not only allows for a pause, it also allows the pause to count towards PSLF and Income Driven Repayment. This pause should be across the board to all student debtors, many of whom are being left out to dry.
Not only that but servicers are placing thousands of borrowers in administrative forbearance, messing up those attempting to get the cancellation they deserve through PSLF. Servicers like MOHELA are messing that up too!
The Supreme Court killed student debt cancellation so that MOHELA could make maximum profits off your student debt. MOHELA screws up your accounts and destroys your financial life. There are many things you can do with others to stop MOHELA and to force the Department of Education to end it’s contract with MOHELA once and for all. Join this list and let’s get organized.
It’s no secret that the U.S. healthcare system is a disaster. Corporate healthcare executives are raking in record profits while the rest of us have to pinch pennies just to see a doctor when we’re sick. Medical debt doesn’t exist in a vacuum – it’s a symptom of a healthcare system that incentivizes the pursuit of profit at the expense of patients, workers, and communities.
Healthcare should be a public good, not a commodity. We’re fighting to get debtors the immediate relief we need and building campaigns to demand systemic change and win universal healthcare for all. But to win, we’re going to need an even bigger movement.
Right now, we’re gearing up to launch a HealthWatch Organizing Cohort focused on the consequences federal healthcare cuts will have in communities across the country in the months ahead. Fill out this form to learn more and one of our organizers will be in touch about next steps!
Join the fight against America’s predatory healthcare system! Medical debt does not exist in a vacuum and we refuse to sit back and allow this system to exploit us in our times of need. Healthcare should be a public good, not a commodity.
Si en algún momento usted le ha debido renta atrasada a su arrendador, ¡está en el lugar correcto! Y ¡no está solo! Los inquilinos a través del país le deben billones de dólares a sus arrendadores por deudas atrasadas, y como inquilinos somos más poderosos si respondemos juntos a esta situación. En este punto estamos realmente aprendiendo juntos. Llene esta forma para ayudarnos a entender mejor lo que está sucediendo con las deudas de renta y haga clic en “Sí” en la parte inferior si quiere involucrarse en organizar para luchar contra esto.
Nota: hacemos varias preguntas sobre raza, género y sexualidad porque a menudo los más marginados entre nosotros somos los más afectados por cosas como la deuda de renta. Contestar a estas preguntas nos ayuda a entender quién está afectado y cómo, y nos ayuda a identificar el prejuicio y la discriminación.
¡Muchas gracias por realizar esta encuesta! ¡Solo debería tomarle de 3 a 5 minutos de su tiempo y nos ayudará a medida que avanzamos con el proyecto del Kit de herramientas para el Poder de inquilinos (Tenant Power Toolkit en inglés)!
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