Privacy Policy

This Privacy Policy governs the manner in which the Debt Collective collects, uses, maintains, and discloses information collected from users (“You” or “Users”) of its website currently located at https://www.debtcollective.org and it’s associated subdomains (the “Website”).  

The Types of Information Debt Collective Collects

Non-personally identifiable information

Debt Collective collects non-personally identifiable information about you whenever you visit the Website. Such information may include the Internet Protocol (IP) address of the computer you used, the type of browser and operating system you used, the date and time you visited the Website, the Internet address of the site from which you linked to the Website, and which pages you viewed on the Website.

Cookies

Debt Collective uses Google Analytics to serve “cookies” to enhance your experience with the Website. A cookie is a small text file that is stored in your computer so that the Website can recognize you and keep track of your preferences. Use of cookies help measure aggregate web statistics, such as collecting the number of Users to the Website, the number of repeat Users and the most popular webpages. You may choose to set your web browser to refuse cookies, or to alert you when cookies are being sent. If you do so, however, some parts of the Website may not function properly.

Information about how Google uses information collected from sites like ours (i.e. sites that use its services)is located at https://policies.google.com/technologies/partner-sites. You may opt out of participating with Google Analytics by downloading the Google Analytics opt-out browser add-on available at https://tools.google.com/dlpage/gaoptout.

California Do Not Track Disclosure

This Website does not respond to DNT signals. You can read more about DNT signals and how to enable/disable them at https://allaboutdnt.com/.

Personally identifiable information

Debt Collective collects personally identifiable information from Users when they voluntarily provide such information, for example, when a User signs up to join our mailing list; when a User signs up to volunteer with the Debt Collective via our volunteer form; when a User signs up to for an event; or when a User donates money via the Website. The kind of information that Debt Collective collects may include name, email address, phone number, zip code and other demographic information about you.

How Debt Collective Uses the Information that it Collects

Debt Collective uses Users’ personal information to better understand how Users use the Website so that it can improve the Website and the Debt Collective’s offerings. In addition, Debt Collective uses Users’ personal information for the purpose for which the Users provided the information for example, to add you to our mailing list, to contact you about volunteering with the Debt Collective, or to register you for an event, to process a donation, or to process a membership payment.

If you provide Debt Collective with your email address, you will be added to Debt Collective’s email list and you will start receiving email communications from the Debt Collective, unless you opt out. If at any time you wish to stop receiving email communications from Debt Collective, please follow the unsubscribe instructions at the bottom of any email the Debt Collective sends you. 

If you utilize the Debt Collective’s community forum at https://community.debtcollective.org, you consent to your information potentially being shared with other local debtors in an effort to pursue our mission of Debt Abolition. The terms of use of this information would be to organize and form collectives in your local area. 

How Debt Collective Protects User Information

Debt Collective adopts appropriate data collection, storage, and processing practices and security measures to help protect against unauthorized access, alteration, disclosure or destruction of your personal information. Unfortunately, however, no data transmission or storage system is guaranteed to be 100% secure.

Sharing Personal Information

Debt Collective uses third party service providers, including, for example, Stripe, Action Network, Hotjar and Google to help it operate the Website and administer activities on its behalf, such as registering Users for events, sending emails and text messages on our behalf, collecting donations online and selling merchandise online. These third party vendors may have access to Users’ personal information, which becomes subject to their individual privacy policies.  

In addition, Debt Collective may share personal information about Users with groups of volunteers that are recognized by Debt Collective as “organizers” and/or “hubs” that work within their local communities in accordance with the Debt Collective’s principles and in pursuit of Debt Collective’s mission. Debt Collective may also share names and email addresses, but no other personal information, with other like-minded organizations. Moreover, if you sign a petition on the Website that is not solely sponsored by the Debt Collective, the information you provide when you sign the petition may be shared with all the sponsors of the petition, and what is then done with your information is subject to the privacy policies of the sponsors and the campaign. Furthermore, when you sign a Debt Collective petition, some of your information, including your name, city, country, and postal code may be sent to the party that the petition targets.

Third Party Websites

Debt Collective may provide links from the Website to other websites. A link to a third party site does not constitute an endorsement of the linked site or its service. Moreover, it is important to understand that Debt Collective does not control the content or links that appear on these third party websites and is not responsible for the practices employed by websites linked to or from the Website. These websites and services have their own privacy policies. Browsing and interaction on any other website, including websites that have a link to or from Debt Collective’s Website, is subject to that website’s own terms and policies. This Privacy Policy covers only information collected through the use of Debt Collective’s Website.

California Privacy Rights

If you reside in California and have provided your personally identifiable information to Debt Collective, you may request information once per calendar year about Debt Collective’s disclosures of certain categories of your personally identifiable information to third parties for their direct marketing purposes. Such requests must be submitted to Debt Collective by email addressed to privacy@debtcollective.org.

Changes to this Privacy Policy

Debt Collective may update this Privacy Policy from time to time at its sole discretion. The date at the bottom of this page indicates when the Privacy Policy was last updated. Changes become effective upon posting. Your continued use of the Website after the Privacy Policy has been modified means that you accept the revised Privacy Policy. Debt Collective encourages Users to frequently check this page for any changes to stay informed about what information Debt Collective collects and how it uses that information. You acknowledge and agree that it is your responsibility to review this Privacy Policy periodically and become aware of any modifications since your last visit.

Your Acceptance of These Terms

By using Debt Collective’s Website, you signify your acceptance of this Privacy Policy. If you do not agree to this policy, please do not use the Website. Your continued use of the Website following the posting of changes to this Privacy Policy will be deemed your acceptance of those changes.

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