Join the
Union!

Join a growing community of debtors organizing to cancel debts and build financial and political power

Choose an amount to pay per month
$
We offer a membership option for those who can't contribute dues right now.

After processing your donation an account will be created for you providing access to all Debt Collective Union Member benefits.

What is a Debtor’s Union?

In a workplace, workers come together to defend and fight for their interests against greedy bosses and owners. Similarly, debtors are coming together to form a union to defend our interests. We use our collective power to fight for better conditions in our financial lives and a more equitable society: the cancellation and renegotiation of debts, access to publicly-funded goods (education, healthcare, housing, etc), anti-racist economic policies, and much more.

Frequently Asked Questions

Membership Benefits

In addition to becoming part of a community of debtors and helping to build the union, members also receive access to a host of benefits:

Power in Numbers

We believe there is power in numbers. As the old saying goes, if you owe the bank $100,000, the bank owns you. But if you owe the bank $100 million, you own the bank.

With 9,141 members,

together, we own the bank!

9,141

Frequently Asked Questions

  • Dues
    What does the money go towards?
  • Progress
    What has been accomplished so far?
  • Resources
    What do I get from becoming a member?
  • Collective
    How does joining help other debtors?

Dues ensure that the Debt Collective is by and for its members - and not serving the interests of corporate philanthropy.

We use dues to directly support debtors and fight for economic justice.

Dues fund:
  • Actions, protests and campaigns
  • Debt disputes, debt clinics and other administrative costs
  • Training and education for members
  • Development of non-corporate technology
  • Hiring staff (organizers, web developers, researchers, trainers, lawyers & debtor support staff, etc).

For those involved in local Debt Collective chapters, 40% of your dues will be provided directly to the chapter for local organizing and support.