Join a growing community of debtors organizing to cancel debts and build financial and political power
After processing your donation an account will be created for you providing access to all Debt Collective Union Member benefits.
What is a Debtor’s Union?
In a workplace, workers come together to defend and fight for their interests against greedy bosses and owners. Similarly, debtors are coming together to form a union to defend our interests. We use our collective power to fight for better conditions in our financial lives and a more equitable society: the cancellation and renegotiation of debts, access to publicly-funded goods (education, healthcare, housing, etc), anti-racist economic policies, and much more.
In addition to becoming part of a community of debtors and helping to build the union, members also receive access to a host of benefits:
Find webinars, trainings, videos, book & article lists and other educational resources to learn more about debt resistance
Dispute your debts
Use our dispute tools to dispute your debts, win relief, and take the power back from creditors
Members are encouraged to form and join local chapters to build power, lead protests and design campaigns around the country!
Connect with other members from around the country: share your story, discuss strategies, find information and resources
a path to real change
The debtors union offers a real path to change: people-powered organizing for debt cancellation and debtor power
Know your rights
Our online debt clinics inform debtors of their rights, walk them through the dispute process, and offer continuous online chat support
Members can join new membership orientations, vote in meetings, receive newsletters and get involved in ongoing campaigns and debt strikes
Power in Numbers
We believe there is power in numbers. As the old saying goes, if you owe the bank $100,000, the bank owns you. But if you owe the bank $100 million, you own the bank.
With 9,616 members,
together, we own the bank!
Frequently Asked Questions
What does the money go towards?
What has been accomplished so far?
What do I get from becoming a member?
How does joining help other debtors?
Dues ensure that the Debt Collective is by and for its members - and not serving the interests of corporate philanthropy.
We use dues to directly support debtors and fight for economic justice.
- Actions, protests and campaigns
- Debt disputes, debt clinics and other administrative costs
- Training and education for members
- Development of non-corporate technology
- Hiring staff (organizers, web developers, researchers, trainers, lawyers & debtor support staff, etc).
For those involved in local Debt Collective chapters, 40% of your dues will be provided directly to the chapter for local organizing and support.