Join the Union

Join a growing community of debtors organizing to cancel debts and build financial and political power

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What is a Debtor’s Union?

In a workplace, workers come together to defend and fight for their interests against greedy bosses and owners. Similarly, debtors are coming together to form a union to defend our interests. We use our collective power to fight for better conditions in our financial lives and a more equitable society: the cancellation and renegotiation of debts, access to publicly-funded goods (education, healthcare, housing, etc), anti-racist economic policies, and much more.

Frequently Asked Questions

Membership Benefits

In addition to becoming part of a community of debtors and helping to build the union, members also receive access to a host of benefits:

Power in Numbers

We believe there is power in numbers. As the old saying goes, if you owe the bank $100,000, the bank owns you. But if you owe the bank $100 million, you own the bank.

With +10,000 members,

together, we own the bank!


Frequently Asked Questions

  • Dues
    What does the money go towards?
  • Progress
    What has been accomplished so far?
  • Resources
    What do I get from becoming a member?
  • Collective
    How does joining help other debtors?

Dues ensure that the Debt Collective is by and for its members - and not serving the interests of corporate philanthropy.

We use dues to directly support debtors and fight for economic justice.

Dues fund:
  • Actions, protests and campaigns
  • Debt disputes, debt clinics and other administrative costs
  • Training and education for members
  • Development of non-corporate technology
  • Hiring staff (organizers, web developers, researchers, trainers, lawyers & debtor support staff, etc).