Author: Paul

Have your organization join our “FUND EDUCATION, NOT GENOCIDE” Day of Action on May 22nd, 2024 in Washington D.C.

We are calling on the President to use his executive powers to liberate student debtors, not accelerate war. 

The President of the United States holds great power. Pres. Biden has used his authority to send billions of dollars of weapons to Israel, a nation that international courts have charged with waging a genocide against Palestinians. Israel’s military offensive has cost at least 34,000 lives in less than a year.

And yet, when it comes to relieving 45 million Americans of crushing student debt—an action that would not cost the federal government a dime but would actually boost the economy for everyone—President Biden has held back. Although has used his executive authority swiftly and with conviction to approve millions of dollars emergency weapons sales to Israel, he refused to take bold, urgent action to cancel ALL student debt. 

Instead, Biden has slow-walked student debt cancellation through bureaucratic rule making processes, scattering drops of relief here and there along the way. One in ten debtors have had their debts canceled; nine in ten are still waiting. 

With a flick of a pen, President Biden could cancel ALL student debt. Why the delay? 

We are – once again – calling on President Biden to use his powers to liberate millions of Americans from ballooning student debt and to put us on a pathway toward free, reparative public higher education for all. We need universities that liberate students, not institutions that chain them in debt or arrest them for engaging in democratic protest.

We demand the President to use his executive powers to cancel ALL student debt, and to do so with intensity, speed, and moral conviction –  not to use those powers to authorize Israel’s destruction of Palestine. 

Invest in education, divest from genocide.

There are three main ways for organizations to support/show up.

Level 1: Digital Amplification

Your organization posts/shares information about the week of action and amplifies calls for Biden to  #FundEducationNotGenocide on Twitter, Facebook, Instagram, or whichever social media platform you use. We’ll send you sample posts to make it easy!

Level 2: Co-Sponsor

In addition to digitally amplifying the event, your organization signs on to the week of action as a co-sponsor. In our press release, we list your organization as “joining” us during the week of action, and you can promote the event with your members.

Level 3: Turn Out to Washington DC and local events

In addition to digitally amplifying the event and co-sponsor, your group commits to sending members to Washington D.C.. We can help support your group to turn out members.  

Thanks for arriving here. Your participation is important to our movement.

We are asking the Department of Education to recognize that all borrowers who attended any of Walden University deserve to have all their loans canceled and all past payments returned, due to the predatory nature of these loans.

Here are some FAQs to go over, so everyone is on the same page. 

What will this form do?

This form has two purposes:

1. Compile victim stories of the impact these loans have had on your lives individually, and collectively as a group.
2. Create analytical data we can use for our argument for group-wide cancellation. Which will be sent as a report and argument to the DOE as a whole. 

Does filling out this form promise my loans will be canceled?

NO, however, that is the intent behind it. There is power in numbers, and every person who fills out this form will help the cause.

I filed for BDTR. Isn’t that enough?

That’s a good step, but we know the backlog is massive, and a real human might not even look at your application for years (besides those in Sweet v. Cardona full class). With the impending election, we need cancellation now. This is our organizing effort to make this happen sooner.

If you have a BDTR application on hand some of the questions will be the same. So you may want to pull that out and copy and paste them here. 

What type of loans are included?

All loan types:  Federal, Private, Parent. 

Loans can be in good standing, or in default. 

Right now, our strategy is to push for the government to recognize that borrowers from this school were harmed and should have their loans canceled. We will then be pivoting for private loan cancellation.

What if I don’t know all the answers? 

That’s OK. Just fill it out as best you can.

These questions are geared towards student borrowers, but I’m a parent borrower. Should I fill this out? 

Yes! While the questions are geared towards the student, if you have suffered hardship from these loans, you have a right to argue for their cancellation.

Where is this information going? Is it safe? 

It is powered through the Debt Collective and EveryAction. The only people who will have access to this information will be organizers through the Debt Collective and their respective legal teams. We would never ever sell your information. You may occasionally receive emails from The Debt Collective regarding student loan cancellation.

Who is the Debt Collective? 

Debt Collective is an organization responsible for much of the student loan advocacy you see. They helped Corinthian students organize after the collapse in 2015 and created the very first Borrower Defense application that the Department of Education  then used when forming their own. They are now the first to unionize debtors! Learn more about the Debt Collective. 

What is the timeframe on this?

We are hoping to assemble our reports by May 1, 2024, BUT PLEASE do not wait until then. We need time to prepare and need to get as many people on board as possible to make this effective.

How do I know if I am or am not part of the Sweet v. Cardona class? 

FULL CLASS – You filed your BDTR application BEFORE June 23, 2022

POST CLASS – You filed your BDTR application BETWEEN June 23, 2022 and Nov. 16, 2022 

NOT IN SWEET LAWSUIT – You filed your BDTR application AFTER Nov. 16, 2022 or have yet to file. 

What do I need to have on hand before filling this out? 

• A completed or in-progress BDTR application, if possible; or the answers typed in a word document. This will allow you to copy and paste some of your answers into the form.
• The amount you currently owe on your loans.
  • Federal – login to studentaid.gov.
  • Private – login to your servicer, check your credit report, or use a program like creditkarma.com.

THIS IS NOT A BORROWER DEFENSE TO REPAYMENT APPLICATION, NOR LEGAL DOCUMENT. If you have federal student loans and have not yet filed for Borrower Defense to Repayment (BDTR), it is in your best interest to do so as soon as possible. For information on filing for BDTR, please visit:  https://studentaid.gov/borrower-defense.

Thanks for arriving here. Your participation is important to our movement.

We are asking the Department of Education to recognize that all borrowers who attended any of Kaplan University deserve to have all their loans canceled and all past payments returned, due to the predatory nature of these loans.

Here are some FAQs to go over, so everyone is on the same page. 

What will this form do?

This form has two purposes:

1. Compile victim stories of the impact these loans have had on your lives individually, and collectively as a group.
2. Create analytical data we can use for our argument for group-wide cancellation. Which will be sent as a report and argument to the DOE as a whole. 

Does filling out this form promise my loans will be canceled?

NO, however, that is the intent behind it. There is power in numbers, and every person who fills out this form will help the cause.

I filed for BDTR. Isn’t that enough?

That’s a good step, but we know the backlog is massive, and a real human might not even look at your application for years (besides those in Sweet v. Cardona full class). With the impending election, we need cancellation now. This is our organizing effort to make this happen sooner.

If you have a BDTR application on hand some of the questions will be the same. So you may want to pull that out and copy and paste them here. 

What type of loans are included?

All loan types:  Federal, Private, Parent. 

Loans can be in good standing, or in default. 

Right now, our strategy is to push for the government to recognize that borrowers from this school were harmed and should have their loans canceled. We will then be pivoting for private loan cancellation.

What if I don’t know all the answers? 

That’s OK. Just fill it out as best you can.

These questions are geared towards student borrowers, but I’m a parent borrower. Should I fill this out? 

Yes! While the questions are geared towards the student, if you have suffered hardship from these loans, you have a right to argue for their cancellation.

Where is this information going? Is it safe? 

It is powered through the Debt Collective and EveryAction. The only people who will have access to this information will be organizers through the Debt Collective and their respective legal teams. We would never ever sell your information. You may occasionally receive emails from The Debt Collective regarding student loan cancellation.

Who is the Debt Collective? 

Debt Collective is an organization responsible for much of the student loan advocacy you see. They helped Corinthian students organize after the collapse in 2015 and created the very first Borrower Defense application that the Department of Education  then used when forming their own. They are now the first to unionize debtors! Learn more about the Debt Collective. 

What is the timeframe on this?

We are hoping to assemble our reports by May 1, 2024, BUT PLEASE do not wait until then. We need time to prepare and need to get as many people on board as possible to make this effective.

How do I know if I am or am not part of the Sweet v. Cardona class? 

FULL CLASS – You filed your BDTR application BEFORE June 23, 2022

POST CLASS – You filed your BDTR application BETWEEN June 23, 2022 and Nov. 16, 2022 

NOT IN SWEET LAWSUIT – You filed your BDTR application AFTER Nov. 16, 2022 or have yet to file. 

What do I need to have on hand before filling this out? 

• A completed or in-progress BDTR application, if possible; or the answers typed in a word document. This will allow you to copy and paste some of your answers into the form.
• The amount you currently owe on your loans.
  • Federal – login to studentaid.gov.
  • Private – login to your servicer, check your credit report, or use a program like creditkarma.com.

THIS IS NOT A BORROWER DEFENSE TO REPAYMENT APPLICATION, NOR LEGAL DOCUMENT. If you have federal student loans and have not yet filed for Borrower Defense to Repayment (BDTR), it is in your best interest to do so as soon as possible. For information on filing for BDTR, please visit:  https://studentaid.gov/borrower-defense.

Thanks for arriving here. Your participation is important to our movement.

We are asking the Department of Education to recognize that all borrowers who attended any of the University of Phoenix schools deserve to have all their loans canceled, and all past payments returned, due to the predatory nature of these loans.

Here are some FAQs to go over, so everyone is on the same page. 

What will this form do?

This form has two purposes:

1. Compile victim stories of the impact these loans have had on your lives individually, and collectively as a group.
2. Create analytical data we can use for our argument for group-wide cancellation. Which will be sent as a report and argument to the DOE as a whole. 

Does filling out this form promise my loans will be canceled?

NO, however, that is the intent behind it. There is power in numbers, and every person who fills out this form will help the cause.

I filed for BDTR. Isn’t that enough?

That’s a good step, but we know the backlog is massive, and a real human might not even look at your application for years (besides those in Sweet v. Cardona full class). With the impending election, we need cancellation now. This is our organizing effort to make this happen sooner.

If you have a BDTR application on hand some of the questions will be the same. So you may want to pull that out and copy and paste them here. 

What type of loans are included?

All loan types:  Federal, Private, Parent. 

Loans can be in good standing, or in default. 

Right now, our strategy is to push for the government to recognize that borrowers from this school were harmed and should have their loans canceled. We will then be pivoting for private loan cancellation.

What if I don’t know all the answers? 

That’s OK. Just fill it out as best you can.

These questions are geared towards student borrowers, but I’m a parent borrower. Should I fill this out? 

Yes! While the questions are geared towards the student, if you have suffered hardship from these loans, you have a right to argue for their cancellation.

Where is this information going? Is it safe? 

It is powered through the Debt Collective and EveryAction. The only people who will have access to this information will be organizers through the Debt Collective and their respective legal teams. We would never ever sell your information. You may occasionally receive emails from The Debt Collective regarding student loan cancellation.

Who is the Debt Collective? 

Debt Collective is an organization responsible for much of the student loan advocacy you see. They helped Corinthian students organize after the collapse in 2015 and created the very first Borrower Defense application that the Department of Education  then used when forming their own. They are now the first to unionize debtors! Learn more about the Debt Collective. 

What is the timeframe on this?

We are hoping to assemble our reports by May 1, 2024, BUT PLEASE do not wait until then. We need time to prepare and need to get as many people on board as possible to make this effective.

How do I know if I am or am not part of the Sweet v. Cardona class? 

FULL CLASS – You filed your BDTR application BEFORE June 23, 2022

POST CLASS – You filed your BDTR application BETWEEN June 23, 2022 and Nov. 16, 2022 

NOT IN SWEET LAWSUIT – You filed your BDTR application AFTER Nov. 16, 2022 or have yet to file. 

What do I need to have on hand before filling this out? 

• A completed or in-progress BDTR application, if possible; or the answers typed in a word document. This will allow you to copy and paste some of your answers into the form.
• The amount you currently owe on your loans.
  • Federal – login to studentaid.gov.
  • Private – login to your servicer, check your credit report, or use a program like creditkarma.com.

THIS IS NOT A BORROWER DEFENSE TO REPAYMENT APPLICATION, NOR LEGAL DOCUMENT. If you have federal student loans and have not yet filed for Borrower Defense to Repayment (BDTR), it is in your best interest to do so as soon as possible. For information on filing for BDTR, please visit:  https://studentaid.gov/borrower-defense.

Thanks for arriving here. Your participation is important to our movement.

We are asking the Department of Education to recognize that all borrowers who attended Argosy University schools deserve to have all their loans canceled, and all past payments returned, due to the predatory nature of these loans.

Here are some FAQs to go over, so everyone is on the same page. 

What will this form do?

This form has two purposes:

1. Compile victim stories of the impact these loans have had on your lives individually, and collectively as a group.
2. Create analytical data we can use for our argument for group-wide cancellation. Which will be sent as a report and argument to the DOE as a whole. 

Does filling out this form promise my loans will be canceled?

NO, however, that is the intent behind it. There is power in numbers, and every person who fills out this form will help the cause.

I filed for BDTR. Isn’t that enough?

That’s a good step, but we know the backlog is massive, and a real human might not even look at your application for years (besides those in Sweet v. Cardona full class). With the impending election, we need cancellation now. This is our organizing effort to make this happen sooner.

If you have a BDTR application on hand some of the questions will be the same. So you may want to pull that out and copy and paste them here. 

What type of loans are included?

All loan types:  Federal, Private, Parent. 

Loans can be in good standing, or in default. 

Right now, our strategy is to push for the government to recognize that borrowers from this school were harmed and should have their loans canceled. We will then be pivoting for private loan cancellation.

What if I don’t know all the answers? 

That’s OK. Just fill it out as best you can.

These questions are geared towards student borrowers, but I’m a parent borrower. Should I fill this out? 

Yes! While the questions are geared towards the student, if you have suffered hardship from these loans, you have a right to argue for their cancellation.

Where is this information going? Is it safe? 

It is powered through the Debt Collective and EveryAction. The only people who will have access to this information will be organizers through the Debt Collective and their respective legal teams. We would never ever sell your information. You may occasionally receive emails from The Debt Collective regarding student loan cancellation.

Who is the Debt Collective? 

Debt Collective is an organization responsible for much of the student loan advocacy you see. They helped Corinthian students organize after the collapse in 2015 and created the very first Borrower Defense application that the Department of Education  then used when forming their own. They are now the first to unionize debtors! Learn more about the Debt Collective. 

What is the timeframe on this?

We are hoping to assemble our reports by May 1, 2024, BUT PLEASE do not wait until then. We need time to prepare and need to get as many people on board as possible to make this effective.

How do I know if I am or am not part of the Sweet v. Cardona class? 

FULL CLASS – You filed your BDTR application BEFORE June 23, 2022

POST CLASS – You filed your BDTR application BETWEEN June 23, 2022 and Nov. 16, 2022 

NOT IN SWEET LAWSUIT – You filed your BDTR application AFTER Nov. 16, 2022 or have yet to file. 

What do I need to have on hand before filling this out? 

• A completed or in-progress BDTR application, if possible; or the answers typed in a word document. This will allow you to copy and paste some of your answers into the form.
• The amount you currently owe on your loans.
  • Federal – login to studentaid.gov.
  • Private – login to your servicer, check your credit report, or use a program like creditkarma.com.

THIS IS NOT A BORROWER DEFENSE TO REPAYMENT APPLICATION, NOR LEGAL DOCUMENT. If you have federal student loans and have not yet filed for Borrower Defense to Repayment (BDTR), it is in your best interest to do so as soon as possible. For information on filing for BDTR, please visit:  https://studentaid.gov/borrower-defense.

Thanks for arriving here. Your participation is important to our movement.

We are asking the Department of Education to recognize that all borrowers who attended any of The Art Institute schools deserve to have all their loans canceled, and all past payments returned, due to the predatory nature of these loans.

Here are some FAQs to go over, so everyone is on the same page. 

What will this form do?

This form has two purposes:

1. Compile victim stories of the impact these loans have had on your lives individually, and collectively as a group.
2. Create analytical data we can use for our argument for group-wide cancellation. Which will be sent as a report and argument to the DOE as a whole. 

Does filling out this form promise my loans will be canceled?

NO, however, that is the intent behind it. There is power in numbers, and every person who fills out this form will help the cause.

I filed for BDTR. Isn’t that enough?

That’s a good step, but we know the backlog is massive, and a real human might not even look at your application for years (besides those in Sweet v. Cardona full class). With the impending election, we need cancellation now. This is our organizing effort to make this happen sooner.

If you have a BDTR application on hand some of the questions will be the same. So you may want to pull that out and copy and paste them here. 

What type of loans are included?

All loan types:  Federal, Private, Parent. 

Loans can be in good standing, or in default. 

Right now, our strategy is to push for the government to recognize that borrowers from this school were harmed and should have their loans canceled. We will then be pivoting for private loan cancellation.

What if I don’t know all the answers? 

That’s OK. Just fill it out as best you can.

These questions are geared towards student borrowers, but I’m a parent borrower. Should I fill this out? 

Yes! While the questions are geared towards the student, if you have suffered hardship from these loans, you have a right to argue for their cancellation.

Where is this information going? Is it safe? 

It is powered through the Debt Collective and EveryAction. The only people who will have access to this information will be organizers through the Debt Collective and their respective legal teams. We would never ever sell your information. You may occasionally receive emails from The Debt Collective regarding student loan cancellation.

Who is the Debt Collective? 

Debt Collective is an organization responsible for much of the student loan advocacy you see. They helped Corinthian students organize after the collapse in 2015 and created the very first Borrower Defense application that the Department of Education  then used when forming their own. They are now the first to unionize debtors! Learn more about the Debt Collective. 

What is the timeframe on this?

We are hoping to assemble our reports by May 1, 2024, BUT PLEASE do not wait until then. We need time to prepare and need to get as many people on board as possible to make this effective.

How do I know if I am or am not part of the Sweet v. Cardona class? 

FULL CLASS – You filed your BDTR application BEFORE June 23, 2022

POST CLASS – You filed your BDTR application BETWEEN June 23, 2022 and Nov. 16, 2022 

NOT IN SWEET LAWSUIT – You filed your BDTR application AFTER Nov. 16, 2022 or have yet to file. 

What do I need to have on hand before filling this out? 

• A completed or in-progress BDTR application, if possible; or the answers typed in a word document. This will allow you to copy and paste some of your answers into the form.
• The amount you currently owe on your loans.
  • Federal – login to studentaid.gov.
  • Private – login to your servicer, check your credit report, or use a program like creditkarma.com.

THIS IS NOT A BORROWER DEFENSE TO REPAYMENT APPLICATION, NOR LEGAL DOCUMENT. If you have federal student loans and have not yet filed for Borrower Defense to Repayment (BDTR), it is in your best interest to do so as soon as possible. For information on filing for BDTR, please visit:  https://studentaid.gov/borrower-defense.

Thank you so much for taking this quick survey! It should only take 3-5 minutes of your time, and will help us as we move forward with the Tenant Power Toolkit project!

If you owe unpaid rent to your landlord, you’re in the right place! And, you are not alone! Tenants across the country owe landlords billions of dollars in back rent, and as tenants we are stronger if we respond to this situation together. At this stage, we’re very much learning together. Fill out this form to help us better understand what’s going on with your rent debt and click “Yes” at the bottom if you want to get involved in organizing to fight it.

Note: we ask several optional questions about race, gender, and sexuality because often the most marginalized among us are the worst affected by things like rent debt. Answering these questions helps us understand who is affected and how, and helps us identify prejudice and discrimination.