Join us as we discuss options for debtors with federal student loans in default. We will cover options that require repayment, like rehabilitation and consolidation, as well as options that do not, like loan cancellation.

For debtors with federal student loans in default, we DO NOT EXPECT that your tax refund will be seized to repay your student loan because of the temporary pause on forced collections that was announced in January of 2026. We will also provide information about free tax filing resources from GetYour Refund.

If you haven’t filed your taxes yet, there may be unclaimed refunds and credits that belong to you. It’s easy to file to get your money! You can file online for free at GetYourRefund.org.

More Information about GetYourRefund, a Free Tax Prep Tool

GetYourRefund is a free tax service that helps Americans with low- and moderate-incomes access free, trustworthy, clarifying, and high-quality tax preparation. GetYourRefund.org is the first-ever free mobile app that helps families complete government forms to access all their tax benefits.

GetYourRefund is provided by the nonprofit Code for America in partnership with the IRS Volunteer Income Tax Assistance (VITA) program, select state governments, and over 80 nonprofit partners. Our goal is to help ensure that everyone receives the cash benefits they deserve – including the $15 billion in federal tax benefits that governments are unable to distribute each year. We’re making progress, but we can’t do it alone. Since 2020, GetYourRefund has helped 275,000 people receive over $1.4 billion in tax benefits.

If you haven’t filed your taxes yet, there may be unclaimed refunds and credits that belong to you. It’s easy to file to get your money! You can file online for free at GetYourRefund.org.